Jesus teaches us that we should ask God to forgive our sins, which He describes as debts: “Forgive us our debts, as we also have forgiven our debtors” (Matthew 6:12; see also Luke 11:4).
Each of us has an obligation to God and to others that can be summed up in a single word: love. We can see this in Luke 10:27:
“You shall love the Lord your God with all your heart and with all your soul and with all your strength and with all your mind, and your neighbour as yourself.”
When we think of our sins, we usually think first of wrong things we have done. But the starting point here is what we have failed to do. We owe God a life of devoted love every day, and what we owe, we have not paid.
We owe it to our neighbours to always seek their best interest. We owe a debt of love to our husbands, wives, parents, children, friends, coworkers, and even our enemies. And, however much we love, that debt is never fully paid.
Jesus fulfilled all that God requires of us, and then laid down His perfect life on our behalf. Jesus paid the debt we owe.
Forgiveness is God dropping all charges against you and wiping your record clean forever, Psalm 103 and Romans 8 both describe this wonderful gift.
We also all have debtors (Matthew 6:12; see also Luke 11:4). Debtors means that there will be people in your life who will not give you what they owe.
In Ephesians 4:32, God calls us to forgive those who have wronged us, failed us, and disappointed us, as He has forgiven us.
Forgiveness is never easy. The starting point for our forgiving others is the forgiveness we can receive in Christ. God forgives sinners as we look to His Son, Jesus, in faith and repentance (Luke 24:46–47).
Jesus taught us to pray, “Forgive us our debts, as we also have forgiven our debtors” (Matthew 6:12). There is a close connection between us receiving forgiveness from God and us releasing forgiveness to others. The connection lies in the words us and our. The prayer is not “Forgive me my debts.” It is “Forgive us our debts.”
In praying this prayer, you are asking God to forgive not only the debts you owe, but also the debts that others owe to you.